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Front Matter
Journal of Microfinance

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Unfinished Business: The Need for More Effective Microfinance Exit Monitering
James G. Copestake

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To Pay or Not to Pay?: Local Institutional Differences and the Viability of Rural Credit in Nicaragua
Johan Bastiaensen and Ben D'Exelle

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Challenges to Microfinance Commercialization
Anita Campion

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Evaluation and Microenterprise Programs in the United States
Mark Schreiner

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Savings and Credit for U.S. Microenterprises : Integrating Individual Development Accounts and Loans for Microenterprise
Caroline E. Glackin and Eliza G. Mahony

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A Symposium on Savings-Led Microfinance and the Rural Poor
Jeffrey Ashe

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PACT's Women's Empowerment Program in Nepal : A Savings- and Literacy- Led Alternative to Financial Building
Jeffrey Ashe and Lisa Parrott lparrot@freefromhunger.org

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Community Savings Funds: Providing Access to Basic Financial Services in Marginalized Rural Areas of Mexico
Gabriala Zapata

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CARE's Mata Masu Dubara (Women on the Move) Program in Niger: Successful Financial Intermediation in the Rural Sahel
William J. Grant and Henry C. Allen cd@approtec.or.tz

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The New Microfinance: An Essay on the Self-Help Group Movement in India
Kim Wilson

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Ashrai: A Savings-Led Model for Fighting Poverty and Discrimination
Brett Matthews and Ahsan Ali ashraibd@bd.drik.net

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Book Review: Inner-City Entrepreneurship Development: The Microcredit Challenge by Nitin Bhatt
Jerry Black

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End Matter
Journal of Microfinance

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Vol. 04 No. 2 Journal of Microfinance
Journal of Microfinance