The formal financial institutions in India have ventured into microfinance in a massive way by adopting the SHG-Bank Linkage Program model. The present paper makes an attempt to review the performance of the program in different states of India and across three major institutions—commercial banks, cooperatives, and the regional rural banks. The study also presents vital information about the leading NGOs with major credit linkages in Indian states.
Dr Hema Bansal is an Assistant Professor in Banking and Business Finance at the M. S. University of Baroda, Gujarat, India.
Journal of Microfinance
Issue and Volume
BYU ScholarsArchive Citation
"SGH-Bank Linkage Program in India: An Overview,"
Journal of Microfinance / ESR Review: Vol. 5
, Article 3.
Available at: https://scholarsarchive.byu.edu/esr/vol5/iss1/3