Journal of Microfinance / ESR Review
Article Title
Abstract
Attempts to measure the depth of outreach in microfinance usually start--and often end--with loan size. But just what is loan size? This paper discusses seven aspects of loan size, each of which affects not only depth of outreach but also profitability. The seven aspects are: term to maturity, dollars disbursed, average balance, dollars per installment, time between installments, number of installments, and "dollar-years of borrowed resources." This paper defines the seven aspects, explains why each one matters, and gives examples of their measurement with data from three Latin American microfinance organizations.
Biography
Mark Schreiner is a consultant with Microfinance Risk Management, http://www.microfinance.com.
Section
Articles
Journal Title
Journal of Microfinance
Issue and Volume
3-2
BYU ScholarsArchive Citation
Schreiner, Mark
(2001)
"Seven Aspects of Loan Size,"
Journal of Microfinance / ESR Review: Vol. 3:
Iss.
2, Article 3.
Available at:
https://scholarsarchive.byu.edu/esr/vol3/iss2/3