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Journal of Undergraduate Research

Keywords

long-term income stagnation, bankruptcy, PSID, Panel Study of Income Dynamics

College

Family, Home, and Social Sciences

Department

Economics

Abstract

Past research has documented a wide array of personal risk factors for declaring bankruptcy, such as a loss of income, medical debt, excessive credit card debt, and large mortgages. These factors fall into two broad categories: adverse events, such as an acute income shock (e.g., job loss), and internal decisions, like budgeting failures where a household’s consumption exceeds income for some time.

Included in

Economics Commons

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