The Inefficiency of Federal Deposit Regulation

Authors

Ronald J. Tocchini

Keywords

Federal Deposit Regulation, American Economy

Abstract

The savings and loan insolvencies in the late 1980s have had a catastrophic impact upon the American economy. Taxpayers are paying billions of dollars to honor deposit guarantees to customers of defunct savings and loans (S&Ls). Comprehending the S&L failures and their intimate association with governmental regulation requires an examination of the S&Ls' history and the rationale for federal involvement in the banking industry.

BYU ScholarsArchive Citation

Tocchini, Ronald J. (1992) "The Inefficiency of Federal Deposit Regulation," Brigham Young University Prelaw Review: Vol. 6, Article 6.
Available at: https://scholarsarchive.byu.edu/byuplr/vol6/iss2/6